Provisions found in D not found in R
1. Requires all persons to either buy insurance or make
mandatory payments based on income to offset the cost of
care. Waives payments for persons with incomes less than the
tax-filing threshold. Compensates for health insurance
premium costs with income tax provisions. A family of four
with income less than $44,000 will pay no more than 6.3% of
income for premiums less tax credit. A family of four with
income less than $88,000 will pay no more than 9.5%.
2. Requires businesses of more than 50 employees to
either offer health coverage to employees or to make
3. $40 billion in tax credits to small businesses
providing health coverage to employees.
4. Strengthens anti-fraud provisions of current law.
5. Federal financing to states to compensate for
expansion of Medicaid.
6. Cost sharing assistance (Iím donít know what that is)
for individuals and insurance companies, from 70% for a
family of four with annual income of $88,000 to 94% for
families with lower incomes.
7. Creates the Health Insurance Rate Authority, a
regulator that will provide assistance and oversight to
states conducting reasonableness reviews of premium rate
changes. Insurers must submit proposed premium increases to
state authorities for review, annually.
8. Requires members of Congress to purchase health
insurance through the Exchange, thus all persons have access
to exactly the same health insurance available to members of
9. Asserts D lowers the cost of health care for
10. Caps annual out-of-pocket expenses per person. No
annual or lifetime coverage limit.
11. Preventative care, without deductibles or copays.
12. Funds scholarships and loan programs to expand
education and training of doctors, nurses and other health
13. Funds community health centers in underserved
14. Prohibits a branded drug manufacturer from paying
generic manufacturers not to produce equivalent drugs.
15. Excise tax on insurance premiums that exceed $10,200
per year per individual, adjusted for inflation.
16. Increases Medicare taxes on persons and couples with
incomes exceeding $200,000.
17. Tax on branded pharmaceuticals of $33 billion, on
health insurers of $67 billion, on medical device
manufacturers of $20 billion over 10 years.
Sources of information
For the revised Democratic version, I used at
For the Republican version, I chose
For the older Democratic version, I chose
Both of these claim to be summaries. I read them
I supplemented the summaries with the following documents, which I
read less carefully.
| Daniel Brockman